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Non-Conforming Loans

 

When you mention "Non-conforming" lending, most people think of credit problems. However, there are many other different non-conforming loans. Generally, non-conforming simply means that you are unable to obtain credit from traditional lenders.
 

Credit Issues - including defaults on your credit history and even bankruptcy issues.
Behind in your loan repayments - You will have difficulty obtaining additional loans if you are already behind in your existing loan.
 

Self Employed for less than 2 years - there are lenders who understand that you can be successful even if you haven't been self employed for 2 years
 

Unable to substantiate your income - There are many reasons why people are unable to substantiate their income. Please call us if you fall into this category.
 

Large Low Doc loans - Low doc up to 90%
 

Part Time, Casual or Contract workers - not everyone has the traditional income streams that regular lenders require before they will give you a loan.
 

New Arrivals in Australia -
 

Workers over the age of 55
 

Poor Savings History
 

If you are having difficulty obtaining credit through traditional channels, please call us today to see what we can do for you.

 

 

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The information presented within this site is collected from various internal and external sources. Any information of a financial or investment nature should not be construed or relied upon as financial advice. Before making any commitment of a financial nature advice should be obtained from an independent, qualified financial advisor. No material contained within this site should be construed or relied upon as providing recommendations in relation to any financial product. Whilst Club Financial Services The Hills believes that all of the information is correct at the time of publication, it does not warrant its accuracy or completeness and to the full extent allowed by law excludes liability for any loss or damage sustained by users arising from or in connection with the supply or use of information through any cause whatsoever and limits any liability.